Unlocking
Credit
for Africans
Excellence
in Digital Lending
Do Your Collections
Helping our customers collect payments digitally.
Enable Digital Credit
A flexible solution that digitizes your loan processes.
Receive Your Payments
Helping our customers accept digital payments.
Transfer Money
Transfer money to any account instantly.
Have A Single View Of Your Business Data
Plan your business with Lidya Forecast in one single view.
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Your
Working as One.
Sign-up
How Lidya
can help you:
Speed to Benefit
Credit Providers can drive digital credit revenue and margin today throughour customer acqusition and collection tools
10x Better at Collecting
Join the biggest companies in Nigeria using this solution and create customer repayment plans that cover multiple banks digitally.
Competitive Fees
You can acquire customers, originate loans, collect repayments and manage your portfolio, at the best rates.
We can help you grow.
We are experts in digital lending. We have digitized and analyzed over US $50 Billion worth of credit application data from 100k customers, issued ~ 32,500 loans and have powered close to $150m in loan disbursem*nts.
- Lidya Collect
- Lidya Payments
- Lidya Boost
- Lidya Treasury
- Lidya Forecast
Lidya Collect
Place A Direct Debit Mandate On The Account Of A Customer And Automate Collections.
Learn Moreabout Lidya Collect
Lidya Payments
Receive Payments From Lidya Pos In Real-Time.
Learn Moreabout Lidya Payments
Lidya Boost
Product Content Text
Learn Moreabout Lidya Boost
Lidya Treasury
Send Money And Receive Money Through Your Lidya Wallet
Learn Moreabout Lidya Treasury
Lidya Forecast
One Dashboard With All Your Transactions And Projections.
Learn Moreabout Lidya Forecast
Lidya Collect
Place A Direct Debit Mandate On The Account Of A Customer And Automate Collections.
Learn More about Lidya Collect
Lidya Payments
Receive Payments From Lidya Pos In Real-Time.
Learn More about Lidya Payments
Lidya Boost
Product Content Text
Learn More about Lidya Boost
Lidya Treasury
Send Money And Receive Money Through Your Lidya Wallet
Learn More about Lidya Treasury
Lidya Forecast
One Dashboard With All Your Transactions And Projections.
Learn More about Lidya Forecast
Borrow
As fast as your Business.
Lidya Loan
₦177.375,00
Naira
₦500 000
₦35 500 000
Get a loan
Your Tech Partner
Global technology platform that helps you achieve your financial goals, more efficiently.
Sign-up
How it Works?
01º
Create an Account
Create your business profile and roles so you and your team can access Finance-on-Demand.
02º
Connect your Transaction Data
By submitting your bank statements or by connecting your bank account, you can securely connect your data and simply access Finance-on-Demand.
03º
Enjoy Finance-on-Demand
Start automating your collections, set your digital payments and access your loans in 48h*.
Why our customers trust us
SME business owners look to Lidya to outgrow and improve on the established and unbalanced conditions tied to the financial services industry. Fees, time, cumbersome processes and lack of data are always on top of mind.
Lidya supports your Future Growth with present solutions
91%
Businesses have grown with Lidya.
72%
Report Lidya’s approval speed is the best.
62%
Report Lidya’s ease of applying is better.
54%
Report no access to a good alternative.
*2021 Lidya’s Customer Survey Results
Lidya Web App
Security
Our platform is safe and secure and protects your data from any security breaches.
Real-Time Access
You are able to apply to and manage your loans in real-time in Lidya App.
Why BusinessesTrust Us
SME business owners look to Lidya to outgrow and improve on the established and unbalanced conditions tied to the financial services industry. Fees, time, cumbersome processes and lack of data are always on top of mind.
- Acess to capital
- Time
- Process
Any HealthyBusiness 
Collaterals, history and business plans for investment Traditional Lenders
Any HealthyBusiness
Collaterals, history and business plans for investment Traditional Lenders
Instant Accessto Loans
Up to 4months Traditional Lenders
Testimonials
The loan services are beyond first-class, response time is second to none in the industry.
Ilonwa Peter
Lidya financing was a life saver for our business. Processing was Swift and repayment quite convenient.
Adebayo Azeez
The support of our Bakery Business through financing over the last two years has been enormous and impactful. The support had enabled us to increase our production capacity in terms of buying raw materials needed for production
Ayobami Ogunkeye
I give lidya a five star they have been supporting my business for about three years now and they have been wonderful even when we have issues we could always resolve it amicably.
Dunican Okon
Trustpilot
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As featured in
FAQs
What is Finance-on-Demand?
Lidya's next-generation finance platform brings our customers a host of credit, payments, treasury and forecasting solutions in one single place. It helps businesses take advantage of their business growth, data and insights to unlock better credit offers, and save on payment fees, while managing their business success in real-time; making it easier to access Finance-on-Demand with one-click access.
Learn More Learn More
What are the benefits of Lidya Finance-on-Demand?
Many small businesses struggle to get access to finance, finance at the amount that is needed, with their preferable terms. With Lidya Finance-on-Demand, customers can:Save time on tedious financial tasks with all accounts in one placeTake advantage of their business growth dataStreamline their business financesGet their businesses in the best financial shape to access credit.
How does Lidya Finance-on-Demand work?
Signing up and linking your bank accounts and actively using your Lidya Wallet for your business transactions, allows businesses to understand their cash flow and projected revenue in real-time from one single place. Lidya's proprietary technology will constantly analyze your transaction data to offer more credit, faster disbursem*nts and flexible repayments (weekly/monthly), as your business gets in better shape. Adding all your bank accounts could also help in increasing your eligible loan amounts.
Sign-up Video Sign-up Video Add Bank AccountLearn more
Is Lidya Finance-on-Demand available in the mobile app store?
The Finance-on-Demand platform is now available for customers to access same-day loans. It is not a mobile application but can be accessed at www.webapp.lidya.info
How do I Sign Up for Lidya Finance-on-Demand?
All Lidya customers can directly access our new Finance-on-Demand platform at www.webapp.lidya.info. Simply sign up and follow the steps to create your account. Once done, link all your bank accounts securely, start actively using your Lidya Wallet for your business transactions and get one-click access to loan applications, with no need to submit your three months bank statement.
Sign-up Video Sign-up Video
What Documents do I Need to Submit?
To complete the onboarding you will need to submit: 1) Certificate of incorporation 2) CAC 2 3) CAC 7 4) BVN number
What is the RC Number?
In Nigeria, it is called Registered Company Number (RCN) while some prefer to refer to it as Registration Number (RN) or RC. It was issued to your business when you registered with the Corporate Affairs Commission (CAC). If you have a CAC registration but have lost your documents, you can search your business name to find your RC number here for free https://search.cac.gov.ng/home
What is the CAC?
In Nigeria, CAC stands for the Corporate Affairs Commission, that is accountable for business registration. To proceed with your Lidya Account creation we advise you to submit the CAC document and number.
I have forgotten my username/password, how do I reset my password?
If you have forgotten your login details, choose the forgot password option on the login page to reset your password and follow the steps. The user name is the first email address you inputted to sign up.
